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Margin Mix Planner

Gold, silver, artificial, stones — see which counter actually earns per rupee of stock, and where your next ₹50,000 of buying should go.

You know which counter sells. You do not know which one earns. The gold shows the biggest sale figures, the plated tray shows the fattest margin on paper, and every rupee you have is already sitting inside one of them. Margin on its own will not settle the argument — what matters is what each counter returns on the money it holds.

What it will do

  • Split your stock by counter — gold, silver, plated, stones — valued at cost, not at tag price.
  • Work out earning per rupee of stock: your margin multiplied by how often that counter turns.
  • Keep metal value and making charge apart, so a gold counter's real earning stops hiding.
  • Show what a fresh ₹50,000 buys in each counter, and what a season should bring it back as.
  • Count the gold lying with your karigar as stock, because that capital is blocked as well.

Who reaches for it: The seller running more than one counter — gold and silver, or showroom stock and an online plated range — out of a single pool of buying money.

Move it up the queue

The roadmap is ordered by votes — the most-wanted tool gets built next.

Already included in Lifetime

Margin Mix Planner — like every tool on the roadmap, and every future tool added to the bench — is part of Tools Pro Lifetime. One payment, forever. AI photoshoots stay on credits.

See Tools Pro · Lifetime ₹1,999

Sellers also ask

Which earns more — the gold counter or the artificial jewellery counter?

Margin percentage on its own cannot answer it. A gold piece earns you only its making charge, since the metal passes through at the day's rate, while a plated piece can carry several times its cost but may sit for a whole season. The honest test is margin multiplied by turns: a year's gross margin divided by the average money that counter holds at cost.

Where is the actual profit in a gold jewellery sale?

In the making charge, and almost nowhere else. Metal at 916 (22K) or 750 (18K) moves at the rate you paid for it. Your earning is the wastage or VA percentage plus per-gram making, less what the karigar takes and the per-article BIS hallmarking fee. GST is not earning either — whatever the bill carries, 3% on a finished piece sold whole or 3% plus 5% where making was billed apart, is collected and remitted.

Where should my next ₹50,000 of buying go?

To the counter returning the most per rupee it already holds, not the one with the loudest sale figures. Before deciding, count what is asleep: stock past 180 days is money you committed to that counter long ago, and gold issued to your karigar is your stock too. If your book is in tola, convert first — one tola is 11.6638 g.

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